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View Full Version : Are you pondering what I'm pondering Pinky?



Ben S.
22-Jun-2007, 06:51 PM
So... I've started this new job (hit my one month on Monday)... and it's
going really well.

Now... my predicament... I'm currently living with some friends in a spare
room until I find a place. Which I've found several I really like, which
payments are about the same or less than my rent in Portland. [rolls eyes]

So... a few are close to my hometown, near a lot of great friends, but 45
miles or an hour from work.
Pros: Lot more property for the buck, close to friends, a weeee bit
closer to family.
Cons: Lot more property, close to friends, a LOT further from work.


A few others, are close to work, less property, and 45 miles or roughly an
hour from my friends. (My family is already 30mins to an hour away, so
that's negated)
Pros: A LOT closer to work, very beautiful 19th century home (one of
them), closer to the city... umm... not so close to friends. ;)
Cons: Not much property, the one I really like is *in* town, and... this
keeps coming up... further from my friends.

How does one weigh out such perplexities, and also... where do you draw
the line on mortgage payments. I'm trying to stay around or below 1/3 of
my monthly bring home.

Decisions, decisions....
___
Ben

Mary Matthews
22-Jun-2007, 07:12 PM
I'm in that predicament myself at the moment. It all depends on
preferences. I'll happily drive an hour one-way to work to live out in the
country. (Not so sure I want to in snow). When I lived on our orange
grove the 1.5 hour one-way drive to San Diego was well worth it. There's a
lot of peace to be found in the back country. :)

How much time do you spend with your friends during the week? Would you
still be making that drive 3-5 times a week to spend time with them? Might
be worth the longer drive to work and shorter drive to friends, as you'll
be filling the gas tank either way.

If it's less than that, the 19th Century house sounds like it could be a
good investment if the area's still "up and coming".

Alberto de_la_Torre
22-Jun-2007, 07:18 PM
I once read an article in Money Magazine, which said living close to work
is one of the single most effective ways to make the best use of your
income.

I will need to move in March 08 and hope I can find anothher apt as the one
I now have which is about 2.5mi from my office.

Ben S. wrote:

> So... I've started this new job (hit my one month on Monday)... and it's
> going really well.
>
> Now... my predicament... I'm currently living with some friends in a spare
> room until I find a place. Which I've found several I really like, which
> payments are about the same or less than my rent in Portland. [rolls eyes]
>
> So... a few are close to my hometown, near a lot of great friends, but 45
> miles or an hour from work.
> Pros: Lot more property for the buck, close to friends, a weeee bit
> closer to family.
> Cons: Lot more property, close to friends, a LOT further from work.
>
>
> A few others, are close to work, less property, and 45 miles or roughly an
> hour from my friends. (My family is already 30mins to an hour away, so
> that's negated)
> Pros: A LOT closer to work, very beautiful 19th century home (one of
> them), closer to the city... umm... not so close to friends. ;)
> Cons: Not much property, the one I really like is *in* town, and... this
> keeps coming up... further from my friends.
>
> How does one weigh out such perplexities, and also... where do you draw
> the line on mortgage payments. I'm trying to stay around or below 1/3 of
> my monthly bring home.
>
> Decisions, decisions....
> ___
> Ben

Ben S.
22-Jun-2007, 07:42 PM
I could completely agree with that.

Hmmm... let's see...

Current drive to work:
5x a week. 50x2x5 = 500 miles a week @20mpg = $75 gas.
1 hour each way = 2 hours a day. = 10 hours a week

Move closer to work:
5x a week. 10x2x5 = 100 miles a week @20mpg = $15 gas.
.33 hours each way = .75 hours a day = 3.75 hours a week
1-2 visits 50x2x2 = 200 miles a week @20mpg = $30 gas. (I doubt it'd be
2x a week)

Current:
$75x52 = $3900 year
10hx52 = 520h = 21.6days driving

Closer:
$45x52 = $1000-2500+/- year
3.75hx52 = 195h = 8.1days....

That's basically the tax payments for the year, and 13 less days spent on
the road. It's amazing what a little math does for my decision making. :)


Ben

Jay Calderwood
22-Jun-2007, 08:18 PM
Ben S. wrote:
> I could completely agree with that.
>
> Hmmm... let's see...
>
> Current drive to work:
> 5x a week. 50x2x5 = 500 miles a week @20mpg = $75 gas. 1 hour each way
> = 2 hours a day. = 10 hours a week
>
> Move closer to work:
> 5x a week. 10x2x5 = 100 miles a week @20mpg = $15 gas. .33 hours each
> way = .75 hours a day = 3.75 hours a week
> 1-2 visits 50x2x2 = 200 miles a week @20mpg = $30 gas. (I doubt it'd be
> 2x a week)
>
> Current:
> $75x52 = $3900 year
> 10hx52 = 520h = 21.6days driving
>
> Closer:
> $45x52 = $1000-2500+/- year
> 3.75hx52 = 195h = 8.1days....

Having a keg cooler in the bed or your pickup and a tap in the
cab...Priceless.

--
Jay Calderwood
http://jaycalderwood.blogspot.com

Quote: "I'm alive... I think... Then again can it get any worse? Yes it
can...
There is this one place...really down south that starts with an 'H' and ends
with an 'L' that is really HOT..."

Ben S.
22-Jun-2007, 08:23 PM
Jay,
> Having a keg cooler in the bed or your pickup and a tap in the
> cab...Priceless.

DUI = me.... worthless. :)

Rick Chisholm
22-Jun-2007, 08:23 PM
if you live close to work, you spend less time (& money) and you will have
more time to do things you like instead of cursing other drivers cuz yer
stuck in traffic. You also spend a great deal of time working, as opposed
to hanging out, so that takes precedence (at least for me).

--
http://brokertech.parallel42.ca/blog

Jay Calderwood
22-Jun-2007, 08:28 PM
Ben S. wrote:
> Jay,
>> Having a keg cooler in the bed or your pickup and a tap in the
>> cab...Priceless.
>
> DUI = me.... worthless. :)
>

Hey you should only pour a cold one when stopped. So if you are at a red
light and drinking are you still DUI?

--
Jay Calderwood
http://jaycalderwood.blogspot.com

Quote: "I'm alive... I think... Then again can it get any worse? Yes it
can...
There is this one place...really down south that starts with an 'H' and ends
with an 'L' that is really HOT..."

Lance Reynolds
22-Jun-2007, 08:30 PM
Jay Calderwood wrote:

> Hey you should only pour a cold one when stopped. So if you are at a red
> light and drinking are you still DUI?
>

'round here...if the key is in the ignition, you're driving as far as
dui goes.

Craig
22-Jun-2007, 08:31 PM
You should move to Portland! I know a guy who's always looking for help up
there.
"Ben S." <ludicious@NOludicious.com> wrote in message
news:m_Tei.602$Rg7.246@prv-forum2.provo.novell.com...
> So... I've started this new job (hit my one month on Monday)... and it's
> going really well.
>
> Now... my predicament... I'm currently living with some friends in a spare
> room until I find a place. Which I've found several I really like, which
> payments are about the same or less than my rent in Portland. [rolls eyes]
>
> So... a few are close to my hometown, near a lot of great friends, but 45
> miles or an hour from work.
> Pros: Lot more property for the buck, close to friends, a weeee bit
> closer to family.
> Cons: Lot more property, close to friends, a LOT further from work.
>
>
> A few others, are close to work, less property, and 45 miles or roughly an
> hour from my friends. (My family is already 30mins to an hour away, so
> that's negated)
> Pros: A LOT closer to work, very beautiful 19th century home (one of
> them), closer to the city... umm... not so close to friends. ;)
> Cons: Not much property, the one I really like is *in* town, and... this
> keeps coming up... further from my friends.
>
> How does one weigh out such perplexities, and also... where do you draw
> the line on mortgage payments. I'm trying to stay around or below 1/3 of
> my monthly bring home.
>
> Decisions, decisions.... ___
> Ben
>
>

Jay Calderwood
22-Jun-2007, 08:36 PM
Lance Reynolds wrote:
> Jay Calderwood wrote:
>
>> Hey you should only pour a cold one when stopped. So if you are at a
>> red light and drinking are you still DUI?
>>
>
> 'round here...if the key is in the ignition, you're driving as far as
> dui goes.

wowza...

--
Jay Calderwood
http://jaycalderwood.blogspot.com

Quote: "I'm alive... I think... Then again can it get any worse? Yes it
can...
There is this one place...really down south that starts with an 'H' and ends
with an 'L' that is really HOT..."

Ben S.
22-Jun-2007, 08:37 PM
Craig wrote:

> You should move to Portland! I know a guy who's always looking for help up
> there.

Har... har har... haha... har har ... ehhh....

BTDTHTS. :)

Lance Reynolds
22-Jun-2007, 08:42 PM
Jay Calderwood wrote:
> Lance Reynolds wrote:
>> Jay Calderwood wrote:
>>
>>> Hey you should only pour a cold one when stopped. So if you are at a
>>> red light and drinking are you still DUI?
>>>
>>
>> 'round here...if the key is in the ignition, you're driving as far as
>> dui goes.
>
> wowza...
>

Yep...so if you're parked somewhere and knocking a few back and the fuzz
shows up, better jerk those keys out!

tdstr
22-Jun-2007, 08:43 PM
Jay Calderwood wrote:
> Lance Reynolds wrote:
>> Jay Calderwood wrote:
>>
>>> Hey you should only pour a cold one when stopped. So if you are at a
>>> red light and drinking are you still DUI?
>>>
>>
>> 'round here...if the key is in the ignition, you're driving as far as
>> dui goes.
>
> wowza...
>

In MN if the keys are your pocket and your in the car, your getting a dui.

If the keys are in the glove compartment and your sleeping in the
backseat, dui.

Ted Novak
TRA#5512
IEAS#75

Jay Calderwood
22-Jun-2007, 08:47 PM
tdstr wrote:
> Jay Calderwood wrote:
>> Lance Reynolds wrote:
>>> Jay Calderwood wrote:
>>>
>>>> Hey you should only pour a cold one when stopped. So if you are at a
>>>> red light and drinking are you still DUI?
>>>>
>>>
>>> 'round here...if the key is in the ignition, you're driving as far as
>>> dui goes.
>>
>> wowza...
>>
>
> In MN if the keys are your pocket and your in the car, your getting a dui.
>
> If the keys are in the glove compartment and your sleeping in the
> backseat, dui.
>
> Ted Novak
> TRA#5512
> IEAS#75

what about in that magnent holder underneath?

--
Jay Calderwood
http://jaycalderwood.blogspot.com

Quote: "I'm alive... I think... Then again can it get any worse? Yes it
can...
There is this one place...really down south that starts with an 'H' and ends
with an 'L' that is really HOT..."

Lance Reynolds
22-Jun-2007, 08:49 PM
tdstr wrote:

> In MN if the keys are your pocket and your in the car, your getting a dui.
>
> If the keys are in the glove compartment and your sleeping in the
> backseat, dui.
>

Wow! Do they also ask if your papers are in order? :-)

tdstr
22-Jun-2007, 08:59 PM
Jay Calderwood wrote:
> tdstr wrote:
>> Jay Calderwood wrote:
>>> Lance Reynolds wrote:
>>>> Jay Calderwood wrote:
>>>>
>>>>> Hey you should only pour a cold one when stopped. So if you are at
>>>>> a red light and drinking are you still DUI?
>>>>>
>>>>
>>>> 'round here...if the key is in the ignition, you're driving as far
>>>> as dui goes.
>>>
>>> wowza...
>>>
>>
>> In MN if the keys are your pocket and your in the car, your getting a
>> dui.
>>
>> If the keys are in the glove compartment and your sleeping in the
>> backseat, dui.
>>
>>>
> what about in that magnent holder underneath?
>

Nope. There would be safe. But anywhere inside the vehicle is off limits.

I used to think MN dui laws were draconian, right up until I lost a good
bud of mine a dozen or so years ago.

Ted Novak
TRA#5512
IEAS#75

tdstr
22-Jun-2007, 09:03 PM
Lance Reynolds wrote:
> tdstr wrote:
>
>> In MN if the keys are your pocket and your in the car, your getting a
>> dui.
>>
>> If the keys are in the glove compartment and your sleeping in the
>> backseat, dui.
>>
>
> Wow! Do they also ask if your papers are in order? :-)

DUI is a big problem here in MN. It's just nuts. Sickening when you
think about it.

People drink a lot here. Personally, I blame the cold.

Ted Novak
TRA#5512
IEAS#75

George
23-Jun-2007, 12:00 AM
Lance Reynolds wrote:
> Jay Calderwood wrote:
>> Lance Reynolds wrote:
>>> Jay Calderwood wrote:
>>>
>>>> Hey you should only pour a cold one when stopped. So if you are at a
>>>> red light and drinking are you still DUI?
>>>>
>>>
>>> 'round here...if the key is in the ignition, you're driving as far as
>>> dui goes.
>>
>> wowza...
>>
>
> Yep...so if you're parked somewhere and knocking a few back and the fuzz
> shows up, better jerk those keys out!

Even worse here. You simply need to be in the car with the keys
accessible. My buddy got a DUI when he realized he had too much to drink
at a bar. His car was legally parked, he never started it and simply
crawled into the back seat to sleep it off.

George
23-Jun-2007, 12:01 AM
tdstr wrote:
> Jay Calderwood wrote:
>> Lance Reynolds wrote:
>>> Jay Calderwood wrote:
>>>
>>>> Hey you should only pour a cold one when stopped. So if you are at a
>>>> red light and drinking are you still DUI?
>>>>
>>>
>>> 'round here...if the key is in the ignition, you're driving as far as
>>> dui goes.
>>
>> wowza...
>>
>
> In MN if the keys are your pocket and your in the car, your getting a dui.
>
> If the keys are in the glove compartment and your sleeping in the
> backseat, dui.
>
> Ted Novak
> TRA#5512
> IEAS#75
Same in PA. If the keys are accessible in any way you get a DUI.

Mark (mgh)
23-Jun-2007, 05:06 AM
> It's amazing what a little math does for my decision making. :)

Indeed. Economics rule.

Homebrewer
23-Jun-2007, 05:27 AM
Ben S. wrote:
> Craig wrote:
>
>> You should move to Portland! I know a guy who's always looking for
>> help up there.
>
> Har... har har... haha... har har ... ehhh....
>
> BTDTHTS. :)
>
So what didn't you like about Portland?

Blinky Bill
24-Jun-2007, 11:49 AM
>
> Decisions, decisions.... ___
> Ben

In my personal opinion I would live an hour from work (stops getting
the "can you just pop in" over the weekend) and live closer to friends.



--

Blinky Bill
24-Jun-2007, 11:58 AM
Blinky Bill wrote:

>
> >
> > Decisions, decisions.... ___
> > Ben
>
> In my personal opinion I would live an hour from work (stops getting
> the "can you just pop in" over the weekend) and live closer to
> friends.

In addition to this in Sydney you have to buy at least 1 hour from work
unless you earn well into the 6 figure mark :-(

I can get to work a lot quicker but it will cost me $10 a day in toll
roads. Where I used to work the tolls woul dhave been $25 a day.

In Australia you cannot build anew road unless it is privately owned
(and hence has to run a profit).

--