Okay..let's start this up now that a few have piped up.

How has the economy affected you, your friends, family, neighbors? Any jobs
lost or reduced hours? Things you're afraid of?

And what, if anything, are you adjusting to adapt or prepare for the next
set of problems?

(For example, the "alt-a" loans are to reset soon. Some people I know are
saving up for rainy days)