Had a very disconcerting thing happen the other day. I was being lazy
and went for a short ride (that'll teach me) and some swarming honey
bees were flying across the road - managed to close my mouth in time,
but still ended up picking bees off me for quite some time...

So know the animal 'attacks' whilst riding...
Bees
Moths
Rabbits
Possums
Magpies (most common)
Sheep
Cattle