a problem with client-to-site vpn:
without "activcard mandatory" i have no problems.
with "activcard mandatorily" i get the messages:

Failed processing encrypted network pack
Failed ton authenticate tokens passwords

NWAdmin report:
user... has failed login policy authentication with error = 0 message
number: 126

BM3.6 inclusive SP2A on NW5.1 inclusive SP7 Client 3,7 on WinXP pro SP2
Are grateful for each idea. Thank you in advance.
S. Morgenroth